Independent advisory — Switzerland
No bosses.No commissions.Just your interest.
Direct advisory in finance, tax, insurance and companies. Since 2010, with no hidden agenda.
Mon–Fri · 12:00–23:00 CET
No company behind it. No team. No commissions. Just direct, paid advisory in the client's best interest.
About Ricardo.
I have worked in finance, tax, insurance and companies since 2010. I work alone, by choice. No company behind, no team, no products to sell, no commissions to collect.
The only payment is yours — direct, hourly, before the session. Everything I say is what I would do if it were my own situation.
- Over 15 years in finance, tax and insurance in Switzerland
- Consultations in German, Portuguese, Spanish and English
- Zero commissions on any recommendation
- Extended availability: Mon–Fri, 12:00–23:00 CET
My job is not to sell you a product. It's to tell you the truth.